Best Cities for Young Professionals on a Budget

Updated 2026 • Based on US Census Bureau Data

Balancing Career Growth and Affordability

Starting your career doesn't mean choosing between opportunity and affordability. We scored cities based on three factors: income relative to national median, unemployment rate relative to national average, and rent affordability. The result is a list of cities where you can land a job, afford to live, and build savings from day one.

Top Cities

Leading the pack is Sioux Falls, SD with a median income of $74,714, 2.3% unemployment, and rent at $993/month. The top five also includes Carmel (IN), Fishers (IN), Olathe (KS), Meridian (ID).

Full Rankings

# City Rent Income Unemployment Population
1 Sioux Falls, SD $993 $74,714 2.3% 197,642
2 Carmel, IN $1,607 $134,602 2.7% 100,501
3 Fishers, IN $1,491 $128,141 2.8% 100,918
4 Olathe, KS $1,314 $112,232 2.8% 143,720
5 Meridian, ID $1,714 $98,686 2.4% 124,865
6 Cary, NC $1,621 $129,399 3.4% 176,686
7 Abilene, TX $1,106 $62,720 2.5% 127,130
8 Overland Park, KS $1,455 $103,838 3.4% 197,199
9 Madison, WI $1,364 $76,983 2.7% 275,568
10 Pearland, TX $1,759 $112,470 3.1% 125,983
11 League City, TX $1,628 $119,870 3.6% 114,885
12 Lincoln, NE $1,045 $69,991 3.3% 291,932
13 Lee's Summit, MO $1,382 $104,989 3.9% 102,583
14 Naperville, IL $1,852 $150,937 4.2% 149,424
15 Wichita Falls, TX $978 $58,568 3.1% 102,558
16 Arlington, VA $2,275 $140,160 3.2% 235,463
17 Nampa, ID $1,340 $72,122 2.8% 106,289
18 Fargo, ND $916 $66,029 3.8% 129,064
19 Cedar Rapids, IA $925 $67,859 3.9% 136,859
20 Billings, MT $1,097 $71,855 3.5% 118,321

Data Sources

All data from the US Census Bureau American Community Survey 5-Year Estimates. Individual experiences may vary based on neighborhood, lifestyle, and personal circumstances.

Read our methodologyVerify at data.census.gov