San Diego, CA vs Long Beach, CA

Cost of Living Comparison — 2026

Renters in San Diego, CA spend a smaller share of their income on housing. Median household income is 20% higher in San Diego, CA. Home prices in San Diego, CA run 10% higher.

$104,321
Income in San Diego
$83,969
Income in Long Beach
$2,223
Rent in San Diego
$1,803
Rent in Long Beach

Detailed Comparison

Metric
San Diego, CA
Long Beach, CA
Difference
Median Household Income
$104,321
$83,969
20% lower
Median Home Value
$848,500
$762,200
10% less
Median Monthly Rent
$2,223
$1,803
19% less
Median Monthly Housing Costs
$2,308
$1,890
18% less
Unemployment Rate
5.6%
6.4%
14% more
Population
1,385,061
458,491

Housing Costs and Affordability

A common benchmark is spending no more than 30% of gross income on housing. In San Diego, CA, renters allocate roughly 25.6% of median household income to rent (within that threshold). In Long Beach, CA, the figure is 25.8% , making San Diego, CA the easier city for renters on a budget.

For prospective homebuyers, the price-to-income ratio tells you how many years of gross income it takes to match the median home price. In San Diego, CA, that ratio is 8.1x. Homes cost 8.1 times the median annual income. In Long Beach, CA, it's 9.1x. Homes are relatively more attainable in San Diego, CA.

Monthly housing costs (rent plus utilities) average $2,308 in San Diego and $1,890 in Long Beach. These figures include renters paying utilities separately from rent.

Income and Labor Market

Median household income in San Diego, CA is $104,321; in Long Beach, CA it is $83,969. That's a $20,352 gap, but income alone doesn't tell the full story without accounting for local costs.

Unemployment stands at 5.6% in San Diego and 6.4% in Long Beach. Labor force participation (the share of the population working or actively job-seeking) is 57.0% in San Diego versus 54.7% in Long Beach.

Population

San Diego, CA has a population of 1,385,061, making it the larger of the two cities. Long Beach, CA has 458,491 residents. City size affects everything from transit options and job market depth to cost pressures. Larger metros typically see higher housing demand.

Data Sources

All data is from the US Census Bureau American Community Survey 5-Year Estimates. Income, housing, and employment figures represent the most recent available estimates. Data is refreshed as new Census releases become available.

Verify this data at data.census.gov