Houston, TX vs Raleigh, NC
Cost of Living Comparison — 2026
Renters in Raleigh, NC spend a smaller share of their income on housing. Median household income is 31% higher in Raleigh, NC. Home prices in Raleigh, NC run 49% higher. Raleigh, NC has the lower unemployment rate.
Detailed Comparison
Housing Costs and Affordability
A common benchmark is spending no more than 30% of gross income on housing. In Houston, TX, renters allocate roughly 25.1% of median household income to rent (within that threshold). In Raleigh, NC, the figure is 21.4% , making Raleigh, NC the easier city for renters on a budget.
For prospective homebuyers, the price-to-income ratio tells you how many years of gross income it takes to match the median home price. In Houston, TX, that ratio is 4.0x. Homes cost 4.0 times the median annual income. In Raleigh, NC, it's 4.6x. Homes are relatively more attainable in Houston, TX.
Monthly housing costs (rent plus utilities) average $1,316 in Houston and $1,487 in Raleigh. These figures include renters paying utilities separately from rent.
Income and Labor Market
Median household income in Houston, TX is $62,894; in Raleigh, NC it is $82,424. That's a $19,530 gap, but income alone doesn't tell the full story without accounting for local costs.
Unemployment stands at 6.7% in Houston and 4.5% in Raleigh. Labor force participation (the share of the population working or actively job-seeking) is 53.0% in Houston versus 57.9% in Raleigh.
Population
Houston, TX has a population of 2,300,419, making it the larger of the two cities. Raleigh, NC has 470,763 residents. City size affects everything from transit options and job market depth to cost pressures. Larger metros typically see higher housing demand.
Data Sources
All data is from the US Census Bureau American Community Survey 5-Year Estimates. Income, housing, and employment figures represent the most recent available estimates. Data is refreshed as new Census releases become available.