Cost of Living in Utica, NY
Population: 64,440 • 2026 Data
$51,513
Median Household Income
-33% vs national
$907
Median Monthly Rent
-33% vs national
$133,400
Median Home Value
-61% vs national
7.2%
Unemployment Rate
Housing in Utica
The median home value in Utica, NY is $133,400. Monthly rent for a typical unit averages $907, while total monthly housing costs (including utilities and insurance) average $929.
Rent-to-income ratio: 21.1%. This is within the recommended 30% threshold, suggesting housing is relatively affordable for median-income earners.
Income and Employment
The median household income in Utica, NY is $51,513. The unemployment rate stands at 7.2%, with a labor force of 27,662 people.
Data Sources
All data from the US Census Bureau American Community Survey 5-Year Estimates. National median figures used for comparison context.