Cost of Living in Tracy, CA
Population: 95,358 • 2026 Data
$118,253
Median Household Income
+53% vs national
$2,325
Median Monthly Rent
+72% vs national
$653,900
Median Home Value
+93% vs national
5.9%
Unemployment Rate
Housing in Tracy
The median home value in Tracy, CA is $653,900. Monthly rent for a typical unit averages $2,325, while total monthly housing costs (including utilities and insurance) average $2,369.
Rent-to-income ratio: 23.6%. This is within the recommended 30% threshold, suggesting housing is relatively affordable for median-income earners.
Income and Employment
The median household income in Tracy, CA is $118,253. The unemployment rate stands at 5.9%, with a labor force of 49,202 people.
Data Sources
All data from the US Census Bureau American Community Survey 5-Year Estimates. National median figures used for comparison context.