Cost of Living in St. Joseph, MO
Population: 71,542 • 2026 Data
$55,578
Median Household Income
-28% vs national
$884
Median Monthly Rent
-34% vs national
$144,200
Median Home Value
-57% vs national
4.7%
Unemployment Rate
Housing in St. Joseph
The median home value in St. Joseph, MO is $144,200. Monthly rent for a typical unit averages $884, while total monthly housing costs (including utilities and insurance) average $876.
Rent-to-income ratio: 19.1%. This is within the recommended 30% threshold, suggesting housing is relatively affordable for median-income earners.
Income and Employment
The median household income in St. Joseph, MO is $55,578. The unemployment rate stands at 4.7%, with a labor force of 34,212 people.
Data Sources
All data from the US Census Bureau American Community Survey 5-Year Estimates. National median figures used for comparison context.