Cost of Living in St. Cloud, MN
Population: 69,926 • 2026 Data
$61,112
Median Household Income
-21% vs national
$1,005
Median Monthly Rent
-25% vs national
$212,800
Median Home Value
-37% vs national
6.5%
Unemployment Rate
Housing in St. Cloud
The median home value in St. Cloud, MN is $212,800. Monthly rent for a typical unit averages $1,005, while total monthly housing costs (including utilities and insurance) average $1,044.
Rent-to-income ratio: 19.7%. This is within the recommended 30% threshold, suggesting housing is relatively affordable for median-income earners.
Income and Employment
The median household income in St. Cloud, MN is $61,112. The unemployment rate stands at 6.5%, with a labor force of 38,300 people.
Data Sources
All data from the US Census Bureau American Community Survey 5-Year Estimates. National median figures used for comparison context.