Cost of Living in St. Charles, MO
Population: 71,048 • 2026 Data
$85,522
Median Household Income
+10% vs national
$1,186
Median Monthly Rent
-12% vs national
$280,800
Median Home Value
-17% vs national
2.3%
Unemployment Rate
Housing in St. Charles
The median home value in St. Charles, MO is $280,800. Monthly rent for a typical unit averages $1,186, while total monthly housing costs (including utilities and insurance) average $1,259.
Rent-to-income ratio: 16.6%. This is within the recommended 30% threshold, suggesting housing is relatively affordable for median-income earners.
Income and Employment
The median household income in St. Charles, MO is $85,522. The unemployment rate stands at 2.3%, with a labor force of 38,923 people.
Data Sources
All data from the US Census Bureau American Community Survey 5-Year Estimates. National median figures used for comparison context.