Cost of Living in St. Charles, IL
Population: 32,733 • 2026 Data
$115,350
Median Household Income
+49% vs national
$1,788
Median Monthly Rent
+33% vs national
$369,700
Median Home Value
+9% vs national
4.6%
Unemployment Rate
Housing in St. Charles
The median home value in St. Charles, IL is $369,700. Monthly rent for a typical unit averages $1,788, while total monthly housing costs (including utilities and insurance) average $1,917.
Rent-to-income ratio: 18.6%. This is within the recommended 30% threshold, suggesting housing is relatively affordable for median-income earners.
Income and Employment
The median household income in St. Charles, IL is $115,350. The unemployment rate stands at 4.6%, with a labor force of 18,917 people.
Data Sources
All data from the US Census Bureau American Community Survey 5-Year Estimates. National median figures used for comparison context.