Cost of Living in Saratoga Springs, NY
Population: 28,542 • 2026 Data
$100,485
Median Household Income
+30% vs national
$1,439
Median Monthly Rent
+7% vs national
$445,100
Median Home Value
+31% vs national
2.3%
Unemployment Rate
Housing in Saratoga Springs
The median home value in Saratoga Springs, NY is $445,100. Monthly rent for a typical unit averages $1,439, while total monthly housing costs (including utilities and insurance) average $1,573.
Rent-to-income ratio: 17.2%. This is within the recommended 30% threshold, suggesting housing is relatively affordable for median-income earners.
Income and Employment
The median household income in Saratoga Springs, NY is $100,485. The unemployment rate stands at 2.3%, with a labor force of 15,706 people.
Data Sources
All data from the US Census Bureau American Community Survey 5-Year Estimates. National median figures used for comparison context.