Cost of Living in San Mateo, CA
Population: 103,555 • 2026 Data
$152,669
Median Household Income
+97% vs national
$3,079
Median Monthly Rent
+128% vs national
$1,563,200
Median Home Value
+361% vs national
4.3%
Unemployment Rate
Housing in San Mateo
The median home value in San Mateo, CA is $1,563,200. Monthly rent for a typical unit averages $3,079, while total monthly housing costs (including utilities and insurance) average $3,137.
Rent-to-income ratio: 24.2%. This is within the recommended 30% threshold, suggesting housing is relatively affordable for median-income earners.
Income and Employment
The median household income in San Mateo, CA is $152,669. The unemployment rate stands at 4.3%, with a labor force of 59,457 people.
Data Sources
All data from the US Census Bureau American Community Survey 5-Year Estimates. National median figures used for comparison context.