Cost of Living in Ottumwa, IA
Population: 25,352 • 2026 Data
$56,994
Median Household Income
-26% vs national
$956
Median Monthly Rent
-29% vs national
$92,400
Median Home Value
-73% vs national
3.7%
Unemployment Rate
Housing in Ottumwa
The median home value in Ottumwa, IA is $92,400. Monthly rent for a typical unit averages $956, while total monthly housing costs (including utilities and insurance) average $871.
Rent-to-income ratio: 20.1%. This is within the recommended 30% threshold, suggesting housing is relatively affordable for median-income earners.
Income and Employment
The median household income in Ottumwa, IA is $56,994. The unemployment rate stands at 3.7%, with a labor force of 12,513 people.
Data Sources
All data from the US Census Bureau American Community Survey 5-Year Estimates. National median figures used for comparison context.