Cost of Living in Modesto, CA
Population: 218,614 • 2026 Data
$77,899
Median Household Income
+1% vs national
$1,609
Median Monthly Rent
+19% vs national
$415,600
Median Home Value
+23% vs national
7.3%
Unemployment Rate
Housing in Modesto
The median home value in Modesto, CA is $415,600. Monthly rent for a typical unit averages $1,609, while total monthly housing costs (including utilities and insurance) average $1,613.
Rent-to-income ratio: 24.8%. This is within the recommended 30% threshold, suggesting housing is relatively affordable for median-income earners.
Income and Employment
The median household income in Modesto, CA is $77,899. The unemployment rate stands at 7.3%, with a labor force of 103,220 people.
Data Sources
All data from the US Census Bureau American Community Survey 5-Year Estimates. National median figures used for comparison context.