Cost of Living in Kearny, NJ
Population: 40,570 • 2026 Data
$83,212
Median Household Income
+8% vs national
$1,649
Median Monthly Rent
+22% vs national
$431,700
Median Home Value
+27% vs national
5.1%
Unemployment Rate
Housing in Kearny
The median home value in Kearny, NJ is $431,700. Monthly rent for a typical unit averages $1,649, while total monthly housing costs (including utilities and insurance) average $1,718.
Rent-to-income ratio: 23.8%. This is within the recommended 30% threshold, suggesting housing is relatively affordable for median-income earners.
Income and Employment
The median household income in Kearny, NJ is $83,212. The unemployment rate stands at 5.1%, with a labor force of 22,344 people.
Data Sources
All data from the US Census Bureau American Community Survey 5-Year Estimates. National median figures used for comparison context.