Cost of Living in Jersey City, NJ

Population: 289,691 • 2026 Data

$94,813
Median Household Income
+23% vs national
$1,902
Median Monthly Rent
+41% vs national
$534,500
Median Home Value
+58% vs national
5.8%
Unemployment Rate

Housing in Jersey City

The median home value in Jersey City, NJ is $534,500. Monthly rent for a typical unit averages $1,902, while total monthly housing costs (including utilities and insurance) average $2,006.

Rent-to-income ratio: 24.1%. This is within the recommended 30% threshold, suggesting housing is relatively affordable for median-income earners.

Income and Employment

The median household income in Jersey City, NJ is $94,813. The unemployment rate stands at 5.8%, with a labor force of 166,832 people.

Data Sources

All data from the US Census Bureau American Community Survey 5-Year Estimates. National median figures used for comparison context.

Verify at data.census.gov