Cost of Living in Germantown, MD

Population: 90,521 • 2026 Data

$112,149
Median Household Income
+45% vs national
$1,978
Median Monthly Rent
+47% vs national
$401,400
Median Home Value
+18% vs national
4.9%
Unemployment Rate

Housing in Germantown

The median home value in Germantown, MD is $401,400. Monthly rent for a typical unit averages $1,978, while total monthly housing costs (including utilities and insurance) average $1,936.

Rent-to-income ratio: 21.2%. This is within the recommended 30% threshold, suggesting housing is relatively affordable for median-income earners.

Income and Employment

The median household income in Germantown, MD is $112,149. The unemployment rate stands at 4.9%, with a labor force of 52,898 people.

Other Cities in Maryland

Baltimore, MD → Columbia, MD → Waldorf, MD → Silver Spring, MD → Frederick, MD → Ellicott City, MD → Glen Burnie, MD → Gaithersburg, MD →

Data Sources

All data from the US Census Bureau American Community Survey 5-Year Estimates. National median figures used for comparison context.

Verify at data.census.gov