Cost of Living in Georgetown, KY
Population: 38,206 • 2026 Data
$78,373
Median Household Income
+1% vs national
$1,199
Median Monthly Rent
-11% vs national
$244,200
Median Home Value
-28% vs national
3.9%
Unemployment Rate
Housing in Georgetown
The median home value in Georgetown, KY is $244,200. Monthly rent for a typical unit averages $1,199, while total monthly housing costs (including utilities and insurance) average $1,270.
Rent-to-income ratio: 18.4%. This is within the recommended 30% threshold, suggesting housing is relatively affordable for median-income earners.
Income and Employment
The median household income in Georgetown, KY is $78,373. The unemployment rate stands at 3.9%, with a labor force of 20,317 people.
Data Sources
All data from the US Census Bureau American Community Survey 5-Year Estimates. National median figures used for comparison context.