Cost of Living in Crystal Lake, IL
Population: 40,436 • 2026 Data
$105,428
Median Household Income
+36% vs national
$1,431
Median Monthly Rent
+6% vs national
$287,400
Median Home Value
-15% vs national
4.6%
Unemployment Rate
Housing in Crystal Lake
The median home value in Crystal Lake, IL is $287,400. Monthly rent for a typical unit averages $1,431, while total monthly housing costs (including utilities and insurance) average $1,692.
Rent-to-income ratio: 16.3%. This is within the recommended 30% threshold, suggesting housing is relatively affordable for median-income earners.
Income and Employment
The median household income in Crystal Lake, IL is $105,428. The unemployment rate stands at 4.6%, with a labor force of 22,786 people.
Data Sources
All data from the US Census Bureau American Community Survey 5-Year Estimates. National median figures used for comparison context.